Bask Bank vs SoFi

Bask Bank is a digital bank with high APY and ability to earn airline mileage. How does it compare to SoFi? Read our comparison chart below.

	Bask BankUFB DirectChaseDiscover BankBank of AmericaCIT BankRobinhood
	Learn More	Learn More
	Bask Bank	SoFi
	SPECIAL OFFER Personal Savings Account - 10,000 AAdvantage Bonus Miles - Learn More Read Bask Bank Review	OFFER Refinance Student Loans - Learn More Read SoFi Review
	Benefits and Features
Savings	4.35% APY	3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
CD	4.00% to 4.50% APY. Terms of 3 to 24 months.	N/A
Checking	1.00% APY	0.50% APY on checking balances
Money Market	N/A
Mobile App	iOS & Android	iOS & Android
ATMs	55,000+ Allpoint® ATMs	55,000+ Allpoint ATMs
Customer Service	Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT)	Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat
IRA CD	N/A
IRA Money Market	N/A
Locations	Online only	4 branch locations
	CreditDonkey® Reviews
Savings
CD
Mobile App
Customer Service
Fees
Interest Rates
Eligibility
Pros & Cons	Pros: High APY on savings Earn American Airline mileage No monthly fees Cons: No physical locations	Pros: Competitive, fixed rates Low fees No collateral Cons: Slower underwriting process High standards for borrowers
Bottom Line	Digital bank with high APY and ability to earn airline mileage... Read full review	Personal loans with low APR and fees. Must have good credit to qualify... Read full review
	Personal Savings Account - 10,000 AAdvantage Bonus Miles 3-Month CD - 4.50% APY 6-Month CD - 4.45% APY	Refinance Student Loans Personal Loans: Borrow Between $5k-$100k Active Investing with SoFi
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Bask Bank: Information sourced from the published website as of 03/13/2025.

Which is Better: Bask Bank or SoFi?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Bask Bank or UFB Direct.

Articles on Bask Bank

Bask Bank

Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs.

• Bask Bank vs UFB Direct

Articles on SoFi

SoFi Personal Loan Review

SoFi offers unsecured personal loans if you need to borrow money ASAP. But is it legit (or not)? Learn how SoFi personal loans actually work.

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SoFi Bank

Seeking high rates and a great digital banking experience? SoFi Bank offers solid accounts and a top-rated mobile app. Read on to know more.

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SoFi Bank Locations

SoFi is an online bank offering checking and savings accounts. But does it have physical branches? Keep reading to find out.

SoFi High Yield Savings

Want a high APY and easy access to your money? Get the best of both worlds with SoFi's Checking and Savings account.

Which Do You Think is Best?