Bank of America Travel Rewards vs Chase Sapphire Reserve®

Compare Rewards, Interest Rates, Fees, and Benefits

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Bank of America Travel Rewards is a travel credit card. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant card? Read our comparison chart below.

Keep in mind, the Bank of America Travel Rewards has a $0 annual fee, while the Chase Sapphire Reserve has a $550 annual fee.

	Bank of America® Travel Rewards credit card	Chase Sapphire Reserve®

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% Introductory APR on purchases for 12 billing cycles	N/A
Purchase APR	18.49% to 28.49% Variable APR on purchases based on your creditworthiness and other factors	21.74% to 28.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.49% to 28.49% Variable APR on balance transfers based on your creditworthiness and other factors	21.74% to 28.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$0 annual fee	$550 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards	Earn 1.5 points per $1 spent on all purchases	Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Airline Status		$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select
Dining Rewards		3x points on dining at restaurants
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Bonus points Annual travel credit Elite travel benefits Cons: $550 annual fee No introductory annual fee No intro APR
Bottom Line		Ultra premium credit card for luxury travelers... Read full review

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Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America Travel Rewards or Chase Sapphire Preferred.