Bank Promotions in Texas: March 2025
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View list of best Texas bank promotions. See current active promos and new bonus offers from local Texas banks, credit unions, and national banks.
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Looking to open a new bank account in Texas? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Texas:
- Bank of America Advantage Banking:
$300 Bonus Offer - Chase Total Checking®:
$300 Bonus - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - Truist Bank:
Personal Checking Account - $400 Bonus - Regions Bank:
Personal Checking Account - $300 Bonus - Neighborhood Credit Union:
Personal Checking Account - $300 Bonus - TBK Bank:
Personal Checking Account - Up to $275 Bonus - Firefighters First Credit Union:
Personal Checking Account - $250 Bonus - Credit Union of Texas:
Personal Checking Account - $250 Bonus - Unify Financial Credit Union:
Personal Checking Account - Up to $150 Bonus - Altra Federal Credit Union:
Personal Checking Account - $100 Bonus - First National Bank Texas:
Personal Checking Account - $100 Bonus - Eastman Credit Union:
Personal Checking Account - $100 Bonus - Farmers Insurance Federal Credit Union:
Personal Checking and Savings Account - $100 Bonus - A+ Federal Credit Union:
Personal Checking Account - Up to $100 Bonus - Texas Trust Credit Union:
Personal Checking Account - $500 Bonus - Bank of Texas:
Personal Checking Account - $800 Bonus - Chartway Federal Credit Union:
Personal Checking Account - $300 Bonus - MidFirst Bank:
Personal Checking Account - $350 Bonus - BOK Financial Bank:
Personal Checking Account - $300 Bonus - Sunflower Bank:
Personal Checking Account - $200 Bonus - Hancock Whitney Bank:
Personal Checking Account - $200 Bonus
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Business Checking Account - $400 Bonus
- Earn $400 when you open a new small business checking account and complete qualifying activities.
- Choose between:
- Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
- Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
- New business checking clients only
- From October 1st, 2024 – March 31st 2025
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
- Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Associate Debit and Employee Deposit Cards available upon request
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Chase Private Client Checking℠ - Up to $3,000 Bonus
- You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch to get started.
- Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. - No fees at Chase and non-Chase ATMs worldwide.
- No Chase fee on incoming or outgoing wire transfers.
- Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
- Relationship rates which may make you eligible for a 0.25% auto loan rate discount, and invitation-only events.
- Enhance your Chase relationship with access to a dedicated J.P. Morgan Private Client Advisor who can help create a personalized investment strategy.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
Discover® Cashback Checking - Up to $30/Month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Debit checking account has no minimum balance requirement, no fees, and free online bill pay. See website for details.
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 06/30/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Texas Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Virtual Wallet Checking Pro - $200 Bonus
Open a new Virtual Wallet Checking Pro online. Set up and receive qualifying direct deposits totaling $2,000 or more within 60 days of account opening.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Truist Bank: Personal Checking Account - $400 Bonus
Open a new Truist One Checking account online. Use promo code DC2425TR1400 at account opening. Set up and receive at least two qualifying direct deposits of $1,000 or more within 120 days of account opening.
Chase Total Checking® + Chase Savings℠ - $900 Bonus
- Earn $300 when you open a new Chase Total Checking® account and set up and receive a direct deposit within 90 days of coupon enrollment
- Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
- Earn an additional $400 when you open a new Chase Total Checking® and new Chase Savings℠ at the same time and complete qualifying activities for both accounts.
The information for Chase Total Checking® and Chase Savings℠ have been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Regions Bank: Personal Checking Account - $300 Bonus
Open a new personal LifeGreen Checking account. Make $1,000 or more in qualifying ACH direct deposits that post to your account within 90 days of account opening. Enroll in Online Banking within 90 days of account opening. Registration to this offer by June 30, 2025 is required to qualify for the bonus.
Regions Bank: Personal Checking Account - $400 Bonus
Open a new personal LifeGreen Preferred Checking account. Make $1,000 or more in qualifying ACH direct deposits that post to your account within 90 days of account opening. Enroll in Online Banking within 90 days of account opening. Registration to this offer by March 31, 2025 is required to qualify for the bonus.
Neighborhood Credit Union: Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code NEIGHBOR at account opening. Receive one qualifying direct deposit of $500 or more within 60 days of account opening.
TBK Bank: Personal Checking Account - Up to $275 Bonus
Open a new AIM Checking account. Earn $100 when you make at least 3 direct deposits totaling a minimum of $12,000. Earn $50 when you set up at least 3 recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening. Earn an additional $75 for being a TBK at Work participant. You must provide a referral code to qualify for the the TBK at Work bonus.
Firefighters First Credit Union: Personal Checking Account - $250 Bonus
Open a new qualifying checking account. Set up and receive monthly direct deposits of $1,000 or more for two consecutive months. Offer limited to new Firefighters First Credit Union members only and is valid for 12 months from the opening date of membership.
Credit Union of Texas: Personal Checking Account - $250 Bonus
Open a new Secure Checking or Secure Plus Checking account. Deposit $25 and use promo code 250 at account opening. Set up and receive monthly qualifying direct deposits totaling $600 within 60 days of account opening.
TBK Bank: Business Checking Account - Up to $200 Bonus
Open a new Business Interest Checking account. Earn $100 when you open a Merchant Services. Earn $50 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
TBK Bank: Personal Checking Account - Up to $175 Bonus
Earn $50 when you open a new Everyday Checking account and make a direct deposit at least 3 times totaling a minimum of $3,000. Earn $25 when you set up at least 3 recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $25 when you make 9 Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening. Earn an additional $50 for being a TBK at Work participant. You must provide a referral code to qualify for the the TBK at Work bonus.
TBK Bank: Business Checking Account - Up to $150 Bonus
Open a new Business Checking account. Earn $75 when you open Merchant Services. Earn $25 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
Unify Financial Credit Union: Personal Checking Account - Up to $150 Bonus
Earn $50 when you open a new qualifying checking account with a Visa debit card. Earn $50 when you establish a qualifying monthly direct deposit of at least $500 within 60 days of account opening. Get an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your Visa debit card within the first 60 days of account opening.
TBK Bank: Business Checking Account - Up to $100 Bonus
Open a new Business Basic Checking account. Earn $25 when you open Merchant Services. Earn $25 when you complete at least 3 recurring automatic transfers from this account to a TBK Bank savings or money market account. Earn $25 when you get a business debit card and make at least one point-of-sale. Earn $25 when you open and fund an AIM or Everyday consumer checking account. All activities must be completed within 120 days from account opening.
Altra Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code A+100. To receive offer, initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required. Offer available for new Altra members only.
First National Bank Texas: Personal Checking Account - $100 Bonus
Open a new Service 1 or Service 1 High Yield Account. Set up and receive qualifying direct deposit of $600 within 33 calendar days of account opening. The first and initial $50 will be credited to your account after the first direct deposit has been received. The second and final $50 will be credited to your account after six months.
Eastman Credit Union: Personal Checking Account - $100 Bonus
Open a new Beyond Free Checking account with eStatements. Use reference code CCBFC at account opening. Complete 15 transactions using your Visa debit card within 90 days of account opening.
Eastman Credit Union: Personal Checking Account - $100 Bonus
Open a new Beyond Free Checking account and set up automatic debit or direct deposit to receive bonus.
Farmers Insurance Federal Credit Union: Personal Checking and Savings Account - $100 Bonus
Open a new eligible checking account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Set up and receive direct deposit of at least $1,000 per month for two consecutive months within 45 days of account opening.
Open a new savings or deposit account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Deposit $10,000 or more in new money during account opening. Maintain at least $10,000 in the account for 2 consecutive months.
TBK Bank: Personal Checking Account - $50 Bonus
Open a new Launch Checking account. Earn $10 when you make at least 3 direct deposits totaling a minimum of $1,500. Earn $10 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $10 when you make 3 mobile deposits. Earn $10 when you sign up and pay or receive at least 8 transactions via Zelle. Earn $10 when you make 30 point-of-sale purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening.
Farmers Insurance Federal Credit Union: Personal Checking Account - $50 Bonus
Open a new eligible checking account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Set up and receive direct deposit of at least $1,000 per month for two consecutive months within 45 days of account opening.
Altra Federal Credit Union: Personal Checking Account - $50 Bonus
Open a new Free Checking account. Use promo code GA$50Checking at account opening. Deposit $50 or more within 60 days of account opening. This offer is available only to inactive members.
A+ Federal Credit Union: Personal Checking Account - Up to $100 Bonus
Earn $25 when you open a Membership Savings and a Cash-Back Checking account. Use promo code 2025SEG100 at account opening. Earn $75 when you establish qualifying direct deposits of $800 or more, in aggregate, within 30 consecutive calendar days.
A+ Federal Credit Union: Personal Checking Account - Up to $50 Bonus
Earn $25 when you open a new Membership Savings and a Cash-Back Checking accounts with a debit card, direct deposit, and eStatements. Use promo code 2025OFFER50 at account opening. Earn $25 when you establish qualifying direct deposits of $800 or more, in aggregate, within 30 consecutive calendar days.
Texas Trust Credit Union: Personal Checking Account - $500 Bonus
Open a new checking account. Set up and receive 2 or more qualifying direct deposits totaling $10,000 or more within 90 days of account opening.
Texas Trust Credit Union: Personal Checking Account - $300 Bonus
Open a new checking account. Set up and receive 2 or more qualifying direct deposits totaling $5,000-$9,999.99 within 90 days of account opening.
Texas Trust Credit Union: Personal Checking Account - $100 Bonus
Open a new checking account. Set up and receive 2 or more qualifying direct deposits totaling $3,000-$4,999.99 within 90 days of account opening.
Bank of Texas: Personal Checking Account - $800 Bonus
Open a Premier Checking account. Set up and receive a total of $1,500 in ACH deposits within 90 days of account opening. Maintain a monthly average balance of $10,000 or more.
Bank of Texas: Personal Checking Account - $400 Bonus
Open a Access Checking account. Set up and receive a total of $1,500 in ACH deposits within 90 days of account opening.
Altra Federal Credit Union: Personal Checking Account - $150 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code RPSD_A+150. Make 10 or more eligible Altra debit card transactions which must be posted within 30 days of account opening.
Altra Federal Credit Union: Youth Savings Account - $25 Bonus
Open a new Youth Savings account using promo code RPSD_Youth25. Deposit $25 into the new account and get $25 match.
Chartway Federal Credit Union: Personal Checking Account - $300 Bonus
Open a Cash Back Checking account. Make 10 or more debit card purchases monthly using the Cash Back Checking debit card. Enroll in eStatement. Deposit $500 or more within a monthly cycle. Keep the account active and in good standing.
Texas Capital Bank: Business Checking Account - Up to $600 Bonus
Open a new Elite Business Checking account. Maintain a minimum daily posted balance of $5,000 or more per statement period. Complete 10 or more qualifying debit transactions totaling $1,500 or more per statement period. Earn $200 per statement period when all required activities are met. Required activities must be performed between November 1, 2024 and June 30, 2025.
MidFirst Bank: Personal Checking Account - $350 Bonus
Open a new eligible checking account. Set up and receive a qualifying direct deposit of $1,000 or more within 90 days of account opening.
BOK Financial Bank: Personal Checking Account - $300 Bonus
Open a new Access Checking account. Present current and valid college ID. Set up and receive qualifying direct deposits totaling $200 within 90 days of account opening. Make 10 debit card transactions within 90 days of account opening.
Hancock Whitney Bank: Business Checking Account - $200 Bonus
Open a new Preferred Business Checking, Interest Business Checking or Essential Business Checking account. Use promo code at account opening. Promo code can be obtained by providing your email address. Make $2,500 or more in total qualifying deposits by 05/31/2025. Enroll in Business Online Banking by 05/31/2025.
Sunflower Bank: Personal Checking Account - $200 Bonus
Open a new Foundation, Elevation, or Pinnacle Checking account. Make 25 or more qualifying debit card purchases, and ACH credits, ACH debits, or a combination of both totaling $500 or more that all post to the new account on or before 04/30/2025.
Hancock Whitney Bank: Personal Checking Account - $200 Bonus
Open a new Freestyle Checking account. Use promo code at account opening. Promo code can be obtained by providing your email address. Set up and receive qualifying monthly direct deposits totaling $300 or more by 05/31/2025.
Nationwide Bank Promotions
These offers from national banks are available to Texans. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 05/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Discover® Cashback Checking - Up to $30/Month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Debit checking account has no minimum balance requirement, no fees, and free online bill pay. See website for details.
Chase Business Complete Banking® - Up to $500 Bonus
- Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
- Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Associate Debit and Employee Deposit Cards available upon request
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Bluevine: Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 06/30/2025 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Axos Bank: Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
Upgrade: OneCard with Rewards Checking - $200 Bonus
- 3% cash back on everyday expenses (up to $500 in rewards per calendar year); 2% on everything else
- No annual fee
- Choose to Pay Now with no interest, or Pay Later
- $200 bonus when you also open and fund a new Upgrade Rewards Checking Plus account and make 3 qualifying purchases on your Upgrade OneCard and/or Rewards Checking Plus debit card within 60 days
Axos Bank: Business Interest Checking - 1.01% APY
- Interested in a $400 welcome bonus? Start growing your business and get up to $400 when you open a Business Interest Checking account by September 30. Just use promo code NEW400 on your application.**
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
What the Experts Say
As part of our series on saving and investing, CreditDonkey asked a panel of industry experts to answer readers' most pressing questions. Here's what they said:
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