Bank Promotions in Michigan: December 2024
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View list of best Michigan bank promotions. See current active promos and new bonus offers from local Michigan banks, credit unions, and national banks.
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Looking to open a new bank account in Michigan? Check out these promotions first. Many banks are offering bonuses up to hundreds of dollars when you open a new account.
Here are some of the best bank offers in Michigan:
- Bank of America Advantage Banking:
$300 Bonus Offer - Chase Total Checking®:
$300 Bonus - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - KeyBank:
Key Smart Checking® - $300 Bonus - Citizens Bank:
Personal Checking and Savings Account - $400 Bonus - Huntington:
Personal Checking Account - $600 Bonus - Honor Credit Union:
Personal Checking Account - $250 Bonus - Everwise Credit Union:
Personal Checking Account - $200 Bonus - CIBC Bank:
Personal Checking Account - $200 Bonus - Unify Financial Credit Union:
Personal Checking Account - Up to $150 Bonus - Diversified Members Credit Union:
Personal Checking Account - Up to $120 Bonus - Great River Federal Credit Union:
Personal Checking Account - $100 Bonus - Farmers Insurance Federal Credit Union:
Personal Checking and Savings Account - $100 Bonus - Old National Bank:
Personal Checking Account - $450 Bonus - Wings Credit Union:
Personal Checking and Savings Account - $600 Bonus - Flagstar Bank:
Personal Checking Account - $350 Bonus - Independent Bank:
Personal Checking Account - $200 Bonus - Premier Bank:
Personal Checking Account - $200 Bonus - Credit Union ONE:
Personal Checking Account - $200 Bonus
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Chase Business Complete Banking® - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
- Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Associate Debit and Employee Deposit Cards available upon request
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
PNC Bank: Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
Chase Private Client Checking℠ - Up to $3,000 Bonus
- You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch to get started.
- Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. - No fees at Chase and non-Chase ATMs worldwide.
- No Chase fee on incoming or outgoing wire transfers.
- Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
- Preferred rates and perks which may make you eligible for a 0.25% auto rate discount and invitation-only events.
- Enhance your Chase relationship with access to a dedicated J.P. Morgan Private Client Advisor who can help create a personalized investment strategy.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
KeyBank: Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by May 16, 2025.
- Make the minimum opening deposit of $10, plus one single eligible direct deposit of at least $1,000 within the first 60 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
HSBC Premier - Earn Up to $2,500
Start an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities.
- Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
First Tech Rewards Checking® - Up to $300 Bonus
- New Direct Deposit Offer
- New and existing account holders can set up qualifying direct deposits to earn a one-time bonus: $50 for $1,000–$5,000 per month or $300 for over $5,000 per month.
- Direct deposits must meet the required amount for the bonus tier and occur at least once a month for three months.
- Earn up to 3.50% Annual Percentage Yield (APY)
- No minimum balance requirements and no monthly account maintenance fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
- NCUA Insured
Michigan Bank Promotions
These promotions are from smaller regional banks and credit unions. Regional banks often offer more competitive interest rates and fewer fees. If you're considering an offer, make sure you have access to branches and ATMs.
PNC Bank: Virtual Wallet Checking Pro - $200 Bonus
Open a new Virtual Wallet Checking Pro online. Set up and receive qualifying direct deposits totaling $2,000 or more within 60 days of account opening.
PNC Bank: Virtual Wallet with Performance Spend Checking - $200 Bonus
Open a new Virtual Wallet with Performance Spend checking account and make qualifying direct deposits totaling $2,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Virtual Wallet Checking - $100 Bonus
Open a new Virtual Wallet checking account and make qualified direct deposits totaling $500 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements.
PNC Bank: Business Checking Account - $1,000 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $100,000 or more in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $1,000 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $500 Bonus
Open a new PNC Treasury Enterprise Plan or Analysis Business Checking account. Maintain an average ledger balance of $30,000 - $99,999 in your new checking account for each of the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or has been paid a promotional premium in the past 12 months are not eligible for this offer. $500 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
PNC Bank: Business Checking Account - $400 Bonus
Open a new PNC Business Checking or PNC Business Checking Plus account. Maintain an average ledger balance of $2,000 in your new checking account for each of the first three statement cycles. Make at least 20 qualifying PNC Bank Visa Debit card transactions within the first three statement cycles.
This offer is only available to businesses with an annual revenue of less than $5 million. All existing business checking customers, including those who have closed an account in the past 90 days or have been paid a promotional premium in the past 12 months are not eligible for this offer. $400 bonus will be credited to your new business checking account within 90 days after all conditions have been met.
Citizens Bank: Personal Checking and Savings Account - $400 Bonus
Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Open a new qualifying savings account and deposit $100 or more every month for 3 consecutive months. Accounts must be opened at the same time via the offer page to qualify for the bonus.
Citizens Bank: Personal Checking Account - $300 Bonus
Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening.
Huntington: Personal Checking Account - $600 Bonus
Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.
Huntington: Personal Checking Account - $400 Bonus
Open a new Huntington Perks Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. $400 will be deposited to your account within 14 business days after meeting requirements.
Huntington: Personal Checking Account - $200 Bonus
Open a new Asterisk-Free Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Account must remain open for at least 90 days.
This offer is only available to applicants in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. $400 will be deposited to your account within 14 business days after meeting requirements.
Huntington: Business Checking Account - $1,000 Bonus
Open a new Huntington Unlimited Plus Business Checking, Business Analyzed Checking, or Non-Profit Analyzed Checking account using offer code. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $1,000 bonus will be deposited to your new checking account within 14 days after completing requirements.
Huntington: Business Checking Account - $400 Bonus
Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.
Huntington: Business Checking Account - $100 Bonus
Open a new Huntington Business Checking 100, Huntington Unlimited Business, Huntington Unlimited Plus, Business Analyzed, Non Profit Analyzed, or Non Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening. Account must maintain an open status for at least 90 days.
This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $100 bonus will be deposited to your new checking account within 14 days after completing requirements.
Bank of America Advantage Banking - $500 Bonus
- Open a new eligible Bank of America checking account via the offer page. Use offer code MCC500CIS at account opening.
- Deposit $15,000 or more into the new checking account within 30 days of account opening. Maintain an average daily balance of at least $15,000 from days 31 to 120 after account opening.
- Complete one of the following within 120 days of account opening: set up and receive at least one direct deposit, send a payment through Zelle® using your new checking account, make a Bank of America Mobile Check Deposit, or send a payment using Bank of America Bill Pay.
- Eligible accounts for this offer are Bank of America Advantage SafeBalance Banking®, Bank of America Advantage Plus Banking®, and Bank of America Advantage Relationship Banking® for Wealth Management. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
The information for the Bank of America Advantage Banking has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Chase Total Checking® + Chase Savings℠ - $900 Bonus
- Earn $300 when you open a new Chase Total Checking® account and set up and receive a direct deposit within 90 days of coupon enrollment
- Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
- Earn an additional $400 when you open a new Chase Total Checking® and new Chase Savings℠ at the same time and complete qualifying activities for both accounts.
The information for Chase Total Checking® and Chase Savings℠ have been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
Associated Bank: Business Checking Account - $750 Bonus
Open a Business Advanced Checking® account. Deposit $20,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $20,000 between 30 to 90 days of account opening.
Associated Bank: Business Checking Account - $400 Bonus
Open a Business Core Checking® account. Deposit $5,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $5,000 between 30 to 90 days of account opening.
Associated Bank: Business Checking Account - $100 Bonus
Open a Business Foundation Checking® account. Deposit $2,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $2,000 between 30 to 90 days of account opening.
Honor Credit Union: Personal Checking Account - $250 Bonus
Open a new checking account. Make cumulative ACH deposits of $500 or more within 60 days of account opening. Complete at least 8 debit card transactions within 60 days of account opening.
Consumers Credit Union (Michigan): Business Checking Account - $200 Bonus
Open a qualifying business checking account. Set up and receive a monthly ACH of $1,500 or more to qualify for bonus. Account must remain open and in good standing for at least 6 months and receive eStatements.
This offer is valid only for business accounts using comparable services offered by Consumers Credit Union.
Everwise Credit Union: Personal Checking Account - $200 Bonus
Open a new membership savings and checking account. Use promo code JOIN200 at account opening. Set up monthly direct deposit(s) of $500 or more. The first direct deposit must post to the account within 60 days of account opening.
CIBC Bank: Personal Checking Account - $200 Bonus
Open a new CIBC iCan or myChoice Checking account. Deposit at least $500 at account opening. Set up and receive qualifying direct deposits or ACH transaction within 90 days of account opening. Enroll in eStatements and elect to receive eStatements through CIBC NetBanking.
Unify Financial Credit Union: Personal Checking Account - Up to $150 Bonus
Earn $50 when you open a new qualifying checking account with a Visa debit card. Earn $50 when you establish a qualifying monthly direct deposit of at least $500 within 60 days of account opening. Get an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your Visa debit card within the first 60 days of account opening.
Diversified Members Credit Union: Personal Checking Account - Up to $120 Bonus
Open a Give Back Credit Union Rewards Checking account. Get $10 deposited monthly to your checking account when you complete the following: have at least 15 debit card transactions every month, and be enrolled in online banking and eStatements.
Great River Federal Credit Union: Personal Checking Account - $100 Bonus
Open a new account using promo code GHOST100. Complete one of the following within 60 days of account opening: open a checking account with direct deposits of $200 or more, open a checking account with 10 or more debit transactions of at least $10 each, or apply and get approved on a loan or credit card.
Farmers Insurance Federal Credit Union: Personal Checking and Savings Account - $100 Bonus
Open a new eligible checking account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Set up and receive direct deposit of at least $1,000 per month for two consecutive months within 45 days of account opening.
Open a new savings or deposit account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Deposit $10,000 or more in new money during account opening. Maintain at least $10,000 in the account for 2 consecutive months.
Farmers Insurance Federal Credit Union: Personal Checking Account - $50 Bonus
Open a new eligible checking account within 10 days of signing up for membership. Use promo code WELCOME at account opening. Set up and receive direct deposit of at least $1,000 per month for two consecutive months within 45 days of account opening.
Old National Bank: Personal Checking Account - $450 Bonus
Open a new ONB Preferred or Everyday Checking account. Set up and receive at least 2 qualifying ACH direct deposits totaling $10,000 or more within 90 days of account opening. Account must be opened for at least 120 days to qualify for bonus.
Old National Bank: Personal Checking Account - $250 Bonus
Open a new ONB Preferred or Everyday Checking account. Set up and receive at least 2 qualifying ACH direct deposits totaling $3,000 or more within 90 days of account opening. Account must be opened for at least 120 days to qualify for bonus.
Wings Credit Union: Personal Checking and Savings Account - $600 Bonus
Open a new checking account. Use promo code OWNIT24 at account opening. Set up and receive recurring direct deposits totaling $5,000 or more within 60 days of account opening. Complete at least 5 qualifying debit or credit card transactions over $25 each within 60 days of account opening. Enroll in digital banking and eDocuments.
Open a new savings account or certificate account at the same time as the checking account. Deposit $25,000 within 60 days of membership opening date. Maintain a minimum available balance of $25,000 until 01/31/2025 (for accounts opened in September/October) or 02/28/25 (for accounts opened in November) or 03/31/25 (for accounts opened in December).
Wings Credit Union: Personal Checking and Savings Account - $500 Bonus
Open a new checking account. Use promo code OWNIT24 at account opening. Set up and receive recurring direct deposits totaling $3,500 or more within 60 days of account opening. Complete at least 5 qualifying debit or credit card transactions over $25 each within 60 days of account opening. Enroll in digital banking and eDocuments.
Open a new savings account or certificate account at the same time as the checking account. Deposit $25,000 within 60 days of membership opening date. Maintain a minimum available balance of $25,000 until 01/31/2025 (for accounts opened in September/October) or 02/28/25 (for accounts opened in November) or 03/31/25 (for accounts opened in December).
Wings Credit Union: Personal Checking Account - $400 Bonus
Open a new checking account. Use promo code OWNIT24 at account opening. Set up and receive recurring direct deposits totaling $5,000 or more within 60 days of account opening. Complete at least 5 qualifying debit or credit card transactions over $25 each within 60 days of account opening. Enroll in digital banking and eDocuments.
Flagstar Bank: Personal Checking Account - $350 Bonus
Open a new Flagstar Elite Checking account. Maintain an average daily balance of $500 or more for the first 90 days from account opening. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
Wings Credit Union: Personal Checking and Savings Account - $350 Bonus
Open a new checking account. Use promo code OWNIT24 at account opening. Set up and receive recurring direct deposits totaling $1,500 or more within 60 days of account opening. Complete at least 5 qualifying debit or credit card transactions over $25 each within 60 days of account opening. Enroll in digital banking and eDocuments.
Open a new savings account or certificate account at the same time as the checking account. Deposit $25,000 within 60 days of membership opening date. Maintain a minimum available balance of $25,000 until 01/31/2025 (for accounts opened in September/October) or 02/28/25 (for accounts opened in November) or 03/31/25 (for accounts opened in December).
Wings Credit Union: Personal Checking Account - $300 Bonus
Open a new checking account. Use promo code OWNIT24 at account opening. Set up and receive recurring direct deposits totaling $3,500 or more within 60 days of account opening. Complete at least 5 qualifying debit or credit card transactions over $25 each within 60 days of account opening. Enroll in digital banking and eDocuments.
Flagstar Bank: Personal Checking Account - $250 Bonus
Open a new Flagstar Ready Checking account. Maintain an average daily balance of $500 or more for the first 90 days from account opening. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening.
Independent Bank: Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Set up and receive 4 or more direct deposits of at least $50 within 90 calendar days of account opening. Make 15 qualifying debit card transactions within 90 calendar days of account opening.
Premier Bank: Personal Checking Account - $200 Bonus
Open a new Simple Checking account. Set up and receive direct deposits totaling $1,000 or more within 60 calendar days of account opening. Complete 20 qualifying debit card transactions within 60 calendar days of account opening.
Credit Union ONE: Personal Checking Account - $200 Bonus
Open a new Cash Back Checking account. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 calendar days of account opening. Complete one qualifying debit card transaction. Keep the account open and in good standing for at least 3 months.
Wings Credit Union: Personal Checking Account - $150 Bonus
Open a new checking account. Use promo code OWNIT24 at account opening. Set up and receive recurring direct deposits totaling $1,500 or more within 60 days of account opening. Complete at least 5 qualifying debit or credit card transactions over $25 each within 60 days of account opening. Enroll in digital banking and eDocuments.
Nationwide Bank Promotions
These offers from national banks are available to Michiganders. National banks offer more convenience with branches and ATMs throughout the country, but they usually have higher fees or more requirements.
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
HSBC Premier - Earn Up to $2,500
Start an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities.
- Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
First Tech Rewards Checking® - Up to $300 Bonus
- New Direct Deposit Offer
- New and existing account holders can set up qualifying direct deposits to earn a one-time bonus: $50 for $1,000–$5,000 per month or $300 for over $5,000 per month.
- Direct deposits must meet the required amount for the bonus tier and occur at least once a month for three months.
- Earn up to 3.50% Annual Percentage Yield (APY)
- No minimum balance requirements and no monthly account maintenance fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
- NCUA Insured
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
Discover® Cashback Checking - Up to $30/Month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Debit checking account has no minimum balance requirement, no fees, and free online bill pay. See website for details.
Chase Business Complete Banking® - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
- Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Associate Debit and Employee Deposit Cards available upon request
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2025.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Bluevine: Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
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