Bank Promotions in Idaho: December 2024

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Discover Idaho's top bank promotions for new checking accounts. See cash bonus offers and perks from local banks, credit unions, and national banks.

PRO TIP: One of the best checking account bonus right now is with Bank of America Advantage Banking: $300 Bonus Offer. Find out more.

Are you looking to open a new bank account in Idaho? Check out these promotions first. Many banks offer bonuses up to hundreds of dollars when you open a new account.

What banks in Idaho give bonuses for checking accounts?
Here are some of the best bank offers in Idaho:

Take note of the qualification requirements.
Many offers require you to meet a certain opening deposit, minimum balance, and/or direct deposit requirements.

Featured Offer

If you're eager for a new checking account bonus, one of our recommended choices is Bank of America Advantage Banking: $300 Bonus Offer.

Which type of banking promotion entices you the most?

Idaho Bank Promotions

These promotions come from smaller regional banks and credit unions, often providing advantages like competitive interest rates and lower fees. But before jumping on an offer, ensure you have access to the bank's branches and ATMs.

National Bank Promotions

National banks offer more convenience with branches and ATMs throughout the country, but they usually come with higher fees and more requirements. Nonetheless, consider taking advantage of these national bank promotions.

Checking Bonus FAQs

  • How are checking account bonuses paid out?

    Your checking account bonus will usually be deposited directly into your new account after you complete the qualifying requirements. This may take a few days to several weeks.

  • Can I get the bonus if I banked with the bank before?

    In general, checking bonuses are for new customers only. But if you have been a customer in the past, you may still qualify. Read the terms carefully.

    For example, Chase lets you apply if have not closed an account within 90 days or closed with a negative balance within the last 3 years. But you can only receive one new checking account opening related bonus every two years.

  • What is a qualifying direct deposit?

    Qualifying direct deposits usually include electronic deposits of paychecks from an employer, pension, or Social Security/government benefits. Transfers from another bank account or person-to-person payments do not count. Check the fine print on the bank's website for specific details.

  • Can I close the account after receiving the bonus?

    Many banks have terms that say you must keep your account open for a certain period after receiving the bonus. If you close it too early, the bank may take back the bonus. This is to prevent people from opening and closing accounts just for the bonus.

  • Do I have to pay taxes on checking bonuses?

    Yes, checking account bonuses are typically classified as interest income and, therefore, are taxable. The bank may issue a Form 1099-INT, but even if they don't, you're required to report it on your tax return.

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Bank Promotions

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Savings Account Promotions

Savings Account Promotions

View list of best savings promos and bonus offers for new accounts. Look for cash bonuses and high interest rates.

About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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