Bank of America Business Cash Rewards vs Ink Business Preferred
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you
Bank of America Business Cash Rewards is a business credit card. How does it compare to Ink Business Preferred from Chase? Read our comparison chart below.
![]() | ||
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card | Ink Business Preferred® Credit Card | |
---|---|---|
Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | 0% introductory APR on purchases for 9 billing cycles | N/A |
Purchase APR | 17.49% to 27.49% Variable APR on purchases based on your creditworthiness and other factors | 20.24% to 26.24% Variable based on your creditworthiness and other factors |
Balance Transfers APR | 17.49% to 27.49% Variable APR on balance transfers based on your creditworthiness and other factors | 20.24% to 26.24% Variable based on your creditworthiness and other factors |
Foreign Transaction Fee | 3% of the amount of each transaction. | $0 |
Annual Fee | ||
Terms Apply. | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Cash Back | Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don't expire. | |
Introductory Bonus Offer | Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠ | |
Cash Back Rewards | Earn 3% cash back in the category of your choice, 2% cash back on dining purchases and unlimited 1% cash back on all other purchases. You'll get 3% and 2% cash back for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter. | |
Travel Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs | |
Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
Point Rewards | Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. | |
Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
| |
Bottom Line | Excellent credit card for the modern small business... | |
![]() | ||
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Ink Business Preferred® Credit Card, please click here. Disclaimer: The information for the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Bank of America Business Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2025 from published websites and is believed to be accurate, but not guaranteed. |
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America Business Cash Rewards or Ink Business Cash.
Articles on Ink Business Preferred® Credit Card
Chase Ink Preferred Review
Which Do You Like and Why?
Compare Bank of America Business Cash Rewards to:
|
For rates and fees of the Ink Business Cash® Credit Card, please click here.
You might also be interested in

Banks for Small Business
Compare Ink Business Preferred to:
| |||||||||||||||||
|
For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Chase Sapphire Reserve® card, please click here.