Axos Bank vs Marcus by Goldman Sachs

Axos Bank is a full-service online bank with excellent cashback and interest checking. How does it compare to Marcus? Read our comparison chart below.

Axos Bank offers a range of checking and savings products. Checking options includes a up-to 1% cashback account and rewards checking account with a higher interest rate. Savings options include savings accounts and CDs with higher-than-average rates. All accounts have no monthly service fees.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account has no minimum deposit required to open while CDs have $500 minimum opening deposit. There are no service fees.

Compare Axos Bank with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

	Axos Bank	Marcus by Goldman Sachs
	Member FDIC
	Learn More	Learn More
	SPECIAL OFFER Rewards Checking - Up to 3.30% APY - Learn More Read Axos Bank Review	SPECIAL OFFER Marcus Online Savings - Earn 3.90% APY - Learn More Read Marcus Review
	Benefits and Features
Savings	0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)	3.90% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
CD	0.20% APY. Terms of 3 months to 5 years. $1,000 minimum	3.65% to 4.25% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.25%. $500 minimum to open. No monthly service fee.
Checking	Rewards Checking: Up to 3.30% APY Cashback Checking: Up to 1% cashback	N/A
Money Market	0.25% APY	N/A
Mobile App	iOS & Android	iOS & Android
ATMs	approximately 91,000 partner ATMs	None
Customer Service	24/7	Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET
Locations	Online only	Online only
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
ATMs
Locations
Pros & Cons	Pros: Checking with rewards No monthly fee Domestic ATM rebates Cons: Low CD rates No physical branches
Bottom Line	Full-service online bank with excellent cashback and interest checking... Read full review	Read full review
	Rewards Checking - Up to 3.30% APY Basic Business Checking - Up to $400 Bonus Business Premium Savings - Up to 4.01% APY	Marcus Online Savings - Earn 3.90% APY 12-Month High-Yield CD - 4.25% APY 9-Month High-Yield CD - 4.15% APY
Axos Bank: Pricing information from published website as of 09/27/2024. Marcus: Information including rates, fees, terms, and benefits was obtained on December 12, 2024 from published websites and is believed to be accurate, but not guaranteed.

Member FDIC

Rewards Checking - Up to 3.30% APY

Get Deal

Build your own APY with up to 3.30% APY*
Zero monthly maintenance fees
Zero overdraft or NSF fees
Zero minimum monthly balance reqs
No initial deposit requirement
Unlimited domestic ATM fee reimbursements
Online debit card management
Simple, 3-step process for direct deposit

Member FDIC

Basic Business Checking - Up to $400 Bonus

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Expires 1/31/2025

Business owners get up to $400 welcome bonus!* Open a business checking account by January 31, 2025 and get up to $400 when you use promo code NEW400 on your application.*
No initial deposit requirement
No minimum balance requirement
No monthly maintenance fees
Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
Unlimited domestic ATM fee reimbursements
Unlimited item processing (debits, credits, and deposited items)
Cash deposits via MoneyPass and AllPoint networks

Member FDIC

Business Premium Savings - Up to 4.01% APY

Get Deal

Expires 1/31/2025

Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375.†
Earn 4.01% APY* With Business Premium Savings
Free domestic and international incoming wires
No monthly maintenance fee
No minimum opening deposit
No average daily balance requirement
Business deposit accounts FDIC insured up to $250k

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