Alto vs Gemini

Alto is a low cost IRA provider for investing in alternative assets and cryptos. How does it compare to Gemini? Read our comparison chart below.

Alto is an IRA custodian that lets you invest in a variety of unique alternative assets, such as crypto, real estate, land, venture capital, and more. Alto CryptoIRA offers over 200+ coins and has no account fees.

While Gemini is an all-in-one cryptocurrency exchange where you can trade over 120 cryptos, store, and pay with your digital coins. It also offers staking rewards on number of currencies and a crypto-earning credit card.

Compare Alto with Gemini, side-by-side.

	Alto	Gemini
	SPECIAL OFFER Alto CryptoIRA® - Learn More Read Alto Review	OFFER Buy and Sell Cryptocurrency - Learn More
	Benefits and Features
Cryptocurrency Trading
Minimum Deposit	$10	$0
Cryptocurrencies Supported	200+	120+
Countries Supported	U.S. (with exception of Hawaii)	Over 50
Fiat Currencies Supported	USD	USD, AUD, CAD, EUR, GBP, SGD, HKD
Digital Wallet	Yes	Yes
Transaction Fee	1%	$0.99 - 1.49%
Copy Trading		No
Limit Orders		Yes
Margin Trading		No
Spread		0.50%
Setup Fee	$0
Crypto Loans		No
Bank Account Purchase Fee		No
Debit Card Purchase Fee		3.49%
Wallet Purchase Fee		No
Mobile App		Yes
ACH Transfer Fee		No
Wire Transfer Fee	$25 outgoing	No
Crypto Conversion Fee		($0.99 - 1.49%)
SEPA Bank Transfer Fee		No
Withdrawal Fee		Cryptocurrency withdrawals are free for up to 10 coins / month; further withdrawals vary by currency
Address Allowlisting		Yes
Anonymity		No
Biometric Login		Yes
Cold Storage	Yes	Yes
Maximum Trading Amount		ACH: $5,000 / day, $30,000 / month; Debit Card: $1,000 / day; Wire Transfer: Unlimited; Digital Assets: Unlimited
Two-Factor Authentication	Yes	Authy, SMS, or WebAuthn
Withdrawal Limit	None. 10% penalty under 59 1/2 years old	ACH: $10,000 / day; $30,000 / month; Wire Transfer: $100 min; Digital Assets: for less than 10 free / month; more than 10/month incurs a fee
	CreditDonkey® Reviews
Cryptocurrency Trading
Commissions and Fees
Ease of Use
Research
Safety
Pros & Cons	Pros: 75+ partners for alternative assets Transparent low pricing 200+ cryptos $10 minimum Cons: Partners are not vetted No solo 401k
Bottom Line	Low cost IRA provider for investing in alternative assets and cryptos... Read full review
	Alto CryptoIRA® Alto IRA	Buy and Sell Cryptocurrency Refer a Friend and Get $10 in BTC
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Alto: Pricing information from published website as of 02/08/2022. Gemini: Pricing information from published website as of 08/16/2022.