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Ponce Bank

Ponce Bank Promotions

Ponce Bank is currently offering twelve promotions. Read our in-depth review of Ponce Bank to see why Ponce Bank scored 4.4 stars out of 5. We like their various savings options, low monthly fees, and wide atm network.

4.37%

Money Market Deposit Account - 4.37% APY

  • No fees
  • FDIC insured
  • Minimum Deposit to Open: $1
4.00%

6-Month High-Yield CD - 4.00% APY

  • No fees
  • FDIC insured
  • Minimum Deposit to Open: $1
1.61%

48-Month High-Yield CD - 1.61% APY

  • No fees
  • FDIC insured
  • Minimum Deposit to Open: $1
1.31%

13-Month High-Yield CD - 1.31% APY

  • No fees
  • FDIC insured
  • Minimum Deposit to Open: $1
1.21%

11-Month High-Yield CD - 1.21% APY

  • No fees
  • FDIC insured
  • Minimum Deposit to Open: $1
4.37%

4-Month High-Yield CD - 4.37% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured
  • Minimum Deposit to Open: $1
4.37%

Ponce Bank CD Rates - Up to 4.37% APY

  • $1 minimum deposit
  • No fees
  • 24/7 online access to funds
  • FDIC insured

CDAPY
1-Month High Yield CD3.00% APY
3-Month High Yield CD4.25% APY
4-Month High Yield CD4.37% APY
6-Month High Yield CD4.00% APY
9-Month High Yield CD3.00% APY
11-Month High Yield CD1.21% APY
13-Month High Yield CD1.31% APY
48-Month High Yield CD1.61% APY
4-Month No-Penalty CD4.15% APY
  • Minimum Deposit to Open: $1
4.25%

3-Month High-Yield CD - 4.25% APY

  • No fees
  • $1 minimum deposit
  • FDIC insured
  • Minimum Deposit to Open: $1

Ponce Bank Savings Products

  • Money Market Deposit Account, High-yield CDs, and No Penalty CD
  • No fees
  • FDIC insured
UFB Direct
Member FDIC

UFB Portfolio Money Market - Earn up to 4.01% APY

  • Earn up to 4.01% APY*
  • Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
  • Access your funds 24/7 with easy-to-use digital banking tools.
  • Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.
  • Minimum Deposit to Open: $5,000
Western Alliance Bank
Member FDIC

High Yield Savings Account - 4.25% APY

  • No fees
  • $1 minimum deposit
  • 24/7 online access
  • FDIC insured
on Raisin's Secure Website
  • Minimum Deposit to Open: $1
Raisin

High Yield Savings

  • FDIC or NCUA insured
  • No fees
  • $1 minimum deposit
  • 24/7 online access to funds
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 05/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Expires 5/31/2025
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Expires 4/16/2025
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None

Ponce Bank CD Rates

What is Ponce Bank's CD rates?
  • 4-Month High-Yield CD - 4.37% APY
  • 3-Month High-Yield CD - 4.25% APY
  • 4 Month No-Penalty CD - 4.15% APY
  • 6-Month High-Yield CD - 4.00% APY
  • 1-Month High-Yield CD - 3.00% APY
  • 9-Month High-Yield CD - 3.00% APY
  • 48-Month High-Yield CD - 1.61% APY
  • 13-Month High-Yield CD - 1.31% APY
  • 11-Month High-Yield CD - 1.21% APY

    Highlights

    CD
    • 4-Month High-Yield CD - 4.37% APY
    • 3-Month High-Yield CD - 4.25% APY
    • 4 Month No-Penalty CD - 4.15% APY
    • 6-Month High-Yield CD - 4.00% APY
    • 1-Month High-Yield CD - 3.00% APY
    • 9-Month High-Yield CD - 3.00% APY
    • 48-Month High-Yield CD - 1.61% APY
    • 13-Month High-Yield CD - 1.31% APY
    • 11-Month High-Yield CD - 1.21% APY
    Locations
    14 branch locations

    More Information

  • Pricing information from published website as of 03/04/2025.
  • For the complete terms and conditions, view the merchant's website. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the merchant's website.
 Ponce Bank
Member FDIC
 Visit SiteLearn More
 

Ponce Bank

Wells Fargo

 

Benefits and Features

Savings 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD
  • 4-Month High-Yield CD - 4.37% APY
  • 3-Month High-Yield CD - 4.25% APY
  • 4 Month No-Penalty CD - 4.15% APY
  • 6-Month High-Yield CD - 4.00% APY
  • 1-Month High-Yield CD - 3.00% APY
  • 9-Month High-Yield CD - 3.00% APY
  • 48-Month High-Yield CD - 1.61% APY
  • 13-Month High-Yield CD - 1.31% APY
  • 11-Month High-Yield CD - 1.21% APY
Standard Fixed Term CD available online: 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.
Checking Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking
Mobile App 
iOS & Android
ATMs 11,000+ ATMs across the country
Customer Service Available 24 hours a day, 7 days a week.
IRA CD Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
Locations
14 branch locations
approximately 4,100 retail banking branches coast to coast
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Ponce Bank: Pricing information from published website as of 03/04/2025.

Wells Fargo: Pricing information from the published website as of 03/22/2025 is based on the 91101 zip code.


Ponce Bank Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2025.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Expires 12/31/2025
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
Expires 4/16/2025
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
U.S. Bank
Member FDIC

Platinum Business Money Market Account - Up to 4.00% Bonus Interest Rate

Receive a bonus interest rate up to 4.00% from the account opening date when you open a new Platinum Business Money Market Acccount and complete qualifying activities, subject to certain terms and limitations. Member FDIC.

Standard variable interest rates are determined at the bank's discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information. The minimum deposit required to open a Platinum Business Money Market account is $100.

The special interest rate is limited to Business Platinum Money Market account only. Open a new U.S. Bank Platinum Business Money Market account and receive the special interest rate from the account opening date. Special interest rates may change at any time without notice.
The special interest rate will be 4.00% when your account balance tier is between $25,000 to $2,999,999.99.

The special interest rate does not apply for Platinum Business Money Market accounts with balances outside of the balance tier stated above. The full account balance will earn the standard variable interest rate in effect at that time until the account balance falls within the special rate balance tier.

Interest and Fee Information: You must maintain the minimum balance needed for each tier to earn the special interest rate. Interest will be compounded daily and credited to your account monthly at the end of the statement cycle. Fees could reduce earnings on the account. Other restrictions may apply.

  • Minimum Deposit to Open: $100
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

Expires 9/11/2025
CIT Bank
Member FDIC

CIT Bank Platinum Savings - $300 Bonus

  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • 4.10% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No
  • Minimum Deposit Required: Transfer a one-time deposit of $50,000+ within 30 days from the account open date
Terms and Conditions

Articles on Ponce Bank

Ponce Bank Review

Explore Ponce Bank's savings accounts with decent rates, along with high-yield options through Raisin. Keep reading to find out more.
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More Bank Promotions

Wells Fargo Promotions

Personal Checking Account - $2,500 Bonus
Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $300 Bonus Offer

About CreditDonkey
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