American Express Plum Card vs Blue Cash Everyday® Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Plum Card is a business and cash back charge card. How does it compare to Blue Cash Everyday from American Express, a cash back, gas and grocery card? Read our comparison chart below.

	The Plum Card® from American Express	Blue Cash Everyday® Card from American Express

	Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR on Purchases for 15 months
Introductory APR for Balance Transfers	N/A	0% introductory APR on Balance Transfers for 15 months
Purchase APR	N/A	18.49% to 29.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	18.49% to 29.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	2.7% of each transaction after conversion to US dollars.
Annual Fee	$250 annual fee	$0 annual fee
		Terms Apply. See Rates & Fees
	Card Rewards & Benefits
Introductory Bonus Cash Back		Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Cash Back Rewards		3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Gas Rewards		3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Grocery Rewards		3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
	CreditDonkey® Card Reviews
Pros & Cons		Pros: Bonus cash back 3% cash back at U.S. supermarkets (up to $6k/year in purchases, then 1%) No annual fee Cons: Not a Visa/MasterCard
Bottom Line		Great cash back card for cardholders who pay in full... Read full review

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Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Plum Card or Ink Business Unlimited.

Articles on Blue Cash Everyday® Card from American Express

Blue Cash Everyday

If you want a cash back credit card with the same rewards categories year-round, then consider the Blue Cash Everyday® Card from American Express, a CreditDonkey partner.

Comments

John from Pennsylvania
on March 2012 said about American Express Plum Card:
I just got the Plum Card and was made aware of something that the Customer Service Rep wasn't aware of until I pressed the issue and he had to find out the answer from a supervisor:

The 1.5% is strictly applied to payments within the first 10 ten days after the monthly cycle closes. The caveat there is that payments made during the monthly cycle do not get the discount reward. That's an important distinction that will not necessarily be clear to anyone reading about the card and I think you should know that. I now realize that if I pay "too early", the discount doesn't apply. I was very disappointed. AMEX charge cards may not have a preset limit but they do have limits based on spending patterns. If I have $5000 available and use that in the first week of the monthly cycle on unforeseen expenses with several auto-debits still to come, I need to pay down the balance quickly within a few days and thus NOT get the discount on that payment. The discount only applies to the ENDING BALANCE. Now, if you have a stratospheric limit on the card, it won't matter. But for many small business owners juggling expenses and spending limits while trying to get maximum rewards, this can and will be a nuisance. Applicant beware.

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