American Express Platinum vs Bank of America Travel Rewards

Compare Rewards, Interest Rates, Fees, and Benefits

American Express Platinum is an excellent card for frequent travelers. How does it compare to Bank of America Travel Rewards, a travel card? Read our comparison chart below.

Keep in mind, the American Express Platinum has a $695 annual fee, while the Bank of America Travel Rewards has a $0 annual fee.

	The Platinum Card® from American Express	Bank of America® Travel Rewards credit card
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% Introductory APR on purchases for 12 billing cycles
Purchase APR	N/A	18.49% to 28.49% Variable APR on purchases based on your creditworthiness and other factors
Balance Transfers APR	N/A	18.49% to 28.49% Variable APR on balance transfers based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$695 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer	Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.	25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Travel Rewards	Travel Rewards	Earn 1.5 points per $1 spent on all purchases
Airline Rewards	Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Hotel Rewards	Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Point Rewards	1 point for virtually every dollar spent.
Airline Status	$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Enrollment required Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status	$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status.
Airline Transfer Partners	Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Travel benefits 80,000 bonus points after you spend $8,000 in first 6 months Concierge service Cons: $695 annual fee
Bottom Line	Excellent card for frequent travelers... Read full review
	Read American Express Platinum Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the The Platinum Card® from American Express and Bank of America® Travel Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. Bank of America Travel Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on December 5, 2024 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Platinum or Chase Sapphire Preferred.

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